Summer is right around the corner, which means summer toys! That's why now is a great time to review insurance coverages on all of your policies.
Here are some things to start thinking about and review with us) before you jump head first into some summertime fun!
RV - Your motorhome or travel trailer needs its own insurance coverage. Even if you don't have a loan on your RV, you will want it covered for theft and damage. And double check your liability coverage. New York Stste minimum coverage is NOT your friend. Boat - The same thing goes for your boats and jet skis. You've made a big investment and it's important to protect yourself. A few extra dollars spent on better coverage today, can help keep thousands in your pocket in the event of an accident.
Don’t forget your life jackets! Motorcycle - Ready to hit the road for a long drive? Remember to brush up on your safety skills and always wear a helmet. Don’t forget to make sure your motorcycle has liability coverage just like your vehicle! We can help you determine what coverage you need. Swimming Pool - If you own a pool, then you need extra liability coverage including a Personal Umbrella Policy. Why? Because there is a lot more risk of someone being injured, and those guests aren't always invited or welcomed- If a child trespasses on your property and were to drown in your pool, you can (and most likely will) be held liable.
$100,000 in liability coverage is going to leave you with BIG out of pocket expenses. There is no need to put yourself in that sort of position because accidents do happen. They might not always happen to you, but what if it finally did? Don’t skimp on your coverage, it can cost 15 cents a day to carry $1,000,000 in liability.
Summer is a lot more fun when you know that your high price recreational items are properly insured and protected. Take 15 minutes to call us for a quote or to review your current coverage.
Christina DeSimone is a licensed insurance agent at the DeSimone Agency in Brooklyn, NY. Call or text her today for a no-obligation quote on your insurance at 718-251-3301.
