Each month, we’ll be sharing a short list of tasks that you can do to help take care of your home, vehicle, and family. Consider them a helpful reminder of what needs to get accomplished throughout the month to keep your important items protected.
Here’s what’s on the list for January:
Make A Home Inventory - The New Year is all about getting organized, right? So what better time to document what you own in case you were to suffer a serious insurance loss (like a fire). Grab your cell phone and make a short video of each room in your home, focusing on big ticket items. (HINT: many insurance companies have apps to help you do this!) Many times, it’s difficult for our clients to remember every little possession after the shock of a large claim. You’ll be glad you took the time to make the videos if you ever need them.
Deep Clean Your Dryer Vent - A major cause of home fires stem from just this! Lint builds up in the vent and hose which can spark a fire. Unhook the hose and vacuum the area well on a regular basis to keep your home protected.
Organize Your Warranties - Do you have a big pile of warranties, product documents, and receipts stuffed in your desk drawer? Do you even own those items anymore? These days, many owners manuals can be found online without taking up valuable drawer storage. Also consider scanning and keeping a digital file of your receipts and warranties for easy storage and retrieval if needed.
Check Your Circuit Breakers - How often do you check out he breaker box? Take a look to make sure the labels are correct and readable. And it can't hurt to stash a spare flashlight (with working batteries) nearby in case of a power outage.
Gather Your Tax Documents - It won’t be long until you’re filing your taxes. Start gathering up all the documents you or your accountant will need. Need a copy of your insurance policies or premiums? Call or text us at 718-251-3301 and we’ll be happy to help!
Know Your Deductibles - When was the last time you reviewed your deductibles? This is what you would pay out of pocket in the event of an insurance claim. It’s a good idea to keep this amount in your savings account so it’s there if and when the time comes. Feel free to give us a call to review all of your insurance policies in detail.
January is a great time to get organized for the new year! Let us know if we can help in any way!
Christina DeSimone is a licensed insurance agent at the DeSimone Agency in Brooklyn, NY. Call or text her today for a no-obligation quote on your insurance at 718-251-3301.