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  • Writer's pictureChristina DeSimone

Your Insurance Resolution

2018 is in full swing! And with it come resolutions and goals for a fresh start over the coming months. If one of your resolutions for this year is to finally get organized, then here are some tips on how to  make sure your insurance is doing what it should.

1. Set up an appointment with us! Each year, we want to do a full policy review with every client. We’ll start with a risk assessment review to make sure all your coverages are where they need to be and update your information. Insurance needs tend to change with major life events so if you got married, had a baby, changed jobs, retired, or anything else in 2017, you definitely need a review. Many times you qualify for new discounts or we can point out ways to help you save $$$ We can do this over the phone or in person, whatever works best for you.   2. Get a life insurance quote. For some reason, life insurance is one of those things that gets put aside. People know that they need it, but unfortunately most never get around to actually taking care of it.   Many times you can get a basic term life insurance policy for $30 a month or less. (Depending on age and health status, it varies for everyone!) 3. Organize your insurance documents. Keep a file with a copy of your current auto, home, and life policies in one easy-to-find place. When your renewal comes in the mail, you can throw out the old copies. Prefer paperless? Sign up for e-policy and have the ability to access your documents at the click of a mouse. Literally. Some people also like to keep a copy of their life insurance with their attorney or in a fire safe. We can always help get you new copies. 

4. Put a current insurance card in your glove box and throw out the six old ones that are likely crumbled up in there. :)  You can even download our app to make sure you always have a copy with you!  That’s it! Take care of these items and you’re on your way to being organized and properly covered in 2018! 

Christina DeSimone is a licensed insurance agent at The DeSimone Agency in Brooklyn, NY. Call or text her today for a no-obligation quote on your insurance at 718-251-3301.  

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