Most people put off purchasing life insurance because it seems like a hassle. You don’t want to deal with any sort of medical appointment. It’s an extra expense. And, for the most part, you just don’t want to think about death.
But life insurance isn’t about you. It’s about the people you love. And what better time than Valentine's week to think about love!
So let’s get real. You do a lot for your family and if you have family members who depend on your income, then you need life insurance. The sooner, the better.
For starters, life insurance is cheaper when you are young and healthy! With each birthday you’ll see your quote go up (unless you lock in a great rate now). And you don’t want to look for life insurance after you’ve been diagnosed with an illness. Either you won't qualify for a policy or you'll be paying WAY more than you could have beforehand.
Another great thing about life insurance is that there are a lot of options. And we’re here to discuss all of them with you. You can purchase a policy for the short term or even as a long term investment. It all depends on how much you can afford and what your family needs are.
Whatever your situation, sitting down and discussing your needs and budget with an agent is a great first step. Call us today to set up a free, no-obligation appointment!
Christina DeSimone is a licensed insurance agent at the DeSimone Agency in Brooklyn, NY. Call or text her today for a no-obligation quote on your insurance at 718-251-3301.
